Senior Director / VP · Technology & Architecture

Srini Karlekar

Enterprise AI, Data & Platform Engineering. 30+ years modernizing financial-services technology across mortgage, banking, risk, compliance, and treasury — now architecting governed AI reasoning systems for Fannie Mae Multifamily.

“The model is the electricity. The harness is the grid.” — Signal Over Noise, weekly Agentic AI briefing
Noise — hype, speculation, unverified claims Signal — production-grade, governed, reasoned
30+
Years in financial-services technology
60+
Open-source reference repositories
5+
Years leading enterprise AI at Fannie Mae
Weekly
Signal Over Noise — Agentic AI briefing
01

Executive Profile

Technology architecture and engineering executive with 30+ years of experience leading financial-services modernization across mortgage, banking, risk, compliance, treasury, regulatory reporting, and enterprise data platforms.

Currently Senior Director of Technology Architecture & Engineering for Fannie Mae Multifamily, leading next-generation AI, data, and cloud-modernization strategy. Recognized for building governed AI reasoning systems that combine generative AI, knowledge graphs, vector search, deterministic validation, and human oversight with reusable platform patterns.

Public builder and thought leader with a 60-repository open-source reference architecture portfolio and Signal Over Noise, a weekly Agentic AI briefing platform.

02

Executive Leadership Value

AI & Data Strategy

System-of-reasoning architecture

Knowledge graphs, GraphRAG/RAG, vector search, knowledge engineering, data modernization, unstructured-data strategy.

Technology Architecture

Cloud-native platform design

API strategy, event-driven systems, composable architecture, serverless, microservices, platform modernization.

Delivery & Execution

Concept to production

Converts emerging technology concepts into pilots, reusable frameworks, production platforms, operating models, and delivery acceleration mechanisms.

Governance & Risk

Human-in-the-loop controls

Audit trails, lineage, telemetry, model validation, AI safety, compliance, security, and enterprise-grade reliability.

Executive Influence

Cross-portfolio alignment

Partners with senior leaders to align platform vision, adoption roadmaps, architecture principles, and investment priorities across complex portfolios.

Talent & Thought Leadership

AI literacy at scale

Builds AI literacy, mentors architects and engineers, publishes AI insights, and open-sources practical reference implementations.

03

Selected Executive Impact

04

Professional Experience

APR 2020 — PRESENT
Herndon, VA
Senior Director, Technology Architecture & Engineering — Multifamily
FANNIE MAE

Lead technology architecture and engineering strategy for Multifamily modernization, with emphasis on enterprise AI, data architecture, cloud-native platforms, knowledge graphs, security, compliance, and cost-aware delivery.

  • Set target-state architecture for AI, data, and reasoning systems, including reusable principles for RAG/GraphRAG, guardrails, telemetry, lineage, compliance, and human-in-the-loop governance.
  • Architected next-generation intelligent applications using GenAI, classical AI, knowledge graphs, semantic enrichment, vector search, and deterministic rule validation for regulated financial-services workflows.
  • Advanced the Multifamily Knowledge Graph and unified context layer, enabling natural-language access, API-based consumption, and a unified view across structured and unstructured enterprise knowledge.
  • Led development of reusable AI platforms and extraction frameworks for document analysis, ontology-driven extraction, semantic querying, and knowledge-graph enrichment.
  • Institutionalized a delivery model where proofs of concept are validated through pilots and productized as reusable enterprise frameworks rather than one-off solutions.
  • Created and scaled AI adoption through executive engagement, persona-based AI literacy, measurable adoption goals, and practical guidance for responsible GenAI use.
SEP 2018 — APR 2020
McLean, VA
Director & Distinguished Engineer, Software Engineering
CAPITAL ONE

Provided technical leadership and modernization vision for the financial backend of Capital One, with focus on cloud-native architecture, machine learning, agility, scalability, and performance.

  • Modernized Treasury, Balance Sheet, and Regulatory Reporting platforms and shaped AI/ML strategies for Risk, AML, Compliance, and financial-reporting portfolios.
  • Guided platform architecture, engineering standards, modernization roadmaps, and senior-level technology decisions across high-scale financial systems.
JAN 2018 — SEP 2018
McLean, VA
Director Specialist, Software Architecture — Federal Advisory
KPMG US
  • Helped build KPMG Federal blockchain capability using distributed ledgers, smart contracts, digital identity, and Hyperledger Fabric for public-sector grants-management transformation.
  • Modernized medical-claims processing through an NLP pipeline that read Medicare/Medicaid policy, procedure, and claims manuals to create interconnected knowledge assets.
MAY 2016 — NOV 2017
McLean, VA
Director of Software Engineering / Enterprise Divisional Architect — Risk, AML & Compliance
CAPITAL ONE
  • Developed capability target architecture and multi-year roadmaps across the Risk Technology portfolio, identifying shared capabilities, maturity requirements, adoption paths, and reusable architecture patterns.
  • Documented and evangelized architecture standards for PCI DSS compliant cloud data pipelines, API strategies, streaming data, open-source technologies, and public-cloud modernization.
JUN 2003 — MAY 2016
Reston, VA
Senior Technology Manager / Lead Architect
FANNIE MAE
  • Senior Manager and Lead Architect for a multi-million-dollar Loan Sourcing replatforming initiative, designing a highly available, scalable, resilient, asynchronous platform for loan intake, validation, purchase, and securitization.
  • Owned overall technical and conceptual data architecture for applications that validated loans against thousands of rules, influenced acquisition data-store/data-mart design, and established DevOps/CI/CD practices.
  • Built prototypes for reference data, data enrichment, vending utilities, and data-driven UI generation that reduced time to market for new Loan Sourcing functionality.
1995 — 2003
Earlier Leadership & Consulting
ANSWERTHINK · SOFTWARE ARCHITECTS / SOGETI · EARLY CAREER
  • Answerthink — Director, Technology Integration Practice (1999–2003): architecture consulting, client management, technology seminars, delivery leadership, and J2EE solution design across financial services, logistics, wireless, and enterprise technology clients.
  • Software Architects / Sogeti — Senior Managing Consultant (1995–1999): technology consulting, web-based procurement, marketplace, telecom billing, and data-conversion solutions for clients including Tradex/Ariba, Catalina Marketing, Intermedia, Halliburton NUS, and GTE.
  • Early Career — technical leadership roles at Salomon Brothers, UPS, and Citibank India spanning trading/risk systems, OCR and neural-network functions, data-center automation, X-Windows tooling, and resource leadership.
05

Signal Over Noise

Weekly Agentic AI Brief

A newsletter and content platform, created and published by Srini, examining the technical, architectural, and operational realities of running autonomous AI agents in production — architecture patterns, testing, security, cost, and the shift from DevOps to AgentOps.

Rather than celebrating capability announcements, it treats agentic AI as an engineering discipline: what breaks in production, what governance actually requires, and what a durable harness around a model looks like.

“The model is the electricity. The harness is the grid.”
  • Weekly Newsletter Issues

    Architecture patterns for multi-agent systems, loop engineering, and interface design; production concerns spanning testing, security, and cost optimization.

  • Long-Form Articles

    Deep dives on specific implementations, frameworks, and infrastructure evolution from DevOps to AgentOps.

  • Discovery Series

    Visual ecosystem maps and decision matrices — e.g. mapping the Google GenAI stack.

  • Supporting Media

    Podcast and video companions extending each week's brief beyond the written issue — on Apple Podcasts and YouTube.

06

Open Source & Featured Projects

A 60-repository public GitHub portfolio spanning Generative AI, Agentic AI, MCP, knowledge graphs, document intelligence, serverless, blockchain, and data engineering.

MCP Travel Assistant★ 53

A suite of Model Context Protocol servers that lets an LLM orchestrate specialized services — flights, hotels, events, weather, and budget analysis — into a single itinerary.

github.com/skarlekar/mcp_travelassistant →
Knowledge CompilerJavaScript

An LLM-powered knowledge base with an interactive graph viewer. Drop raw sources in, and it writes and maintains structured, cross-linked wiki pages — summaries, concepts, entities, and synthesis.

github.com/skarlekar/knowledge-compiler →
DeepInsightPython

Intelligent document processing that uses LLMs and agentic AI to extract structured knowledge from unstructured documents — auto-generating ontologies and entity/relationship graphs.

github.com/skarlekar/deepinsight →
Doc2GraphPython

Constructs knowledge graphs from unstructured documents and exposes them to natural-language querying — the pattern behind graph-based document intelligence.

github.com/skarlekar/doc2graph →
Digital-SMEJupyter

A chatbot trained on a corpus of user-provided documents — an early reference implementation of retrieval-grounded subject-matter expertise.

github.com/skarlekar/digital-sme →
Prompt WorksPython

A prompt storehouse — a library, generation tools, and comparison utilities for building and managing AI prompts under open collaboration.

github.com/skarlekar/prompt-works →
Conjure (mybanana)TypeScript

An AI image-generation playground powered by Gemini — "conjure something beautiful" as an interactive creative-AI demo.

github.com/skarlekar/mybanana →
Smart Quora★ 23

A Quora-like decentralized knowledge-sharing app built on Hyperledger Fabric, with smart contracts incentivizing quality content and OAuth-based identity.

github.com/skarlekar/smart-quora →
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Technology & Domain Keywords

AI / GenAI

Agentic AILLM OrchestrationMCP RAGGraphRAGLangChain LangGraphClaudeGPT GeminiPrompt EngineeringEvals AI Governance

Data / Knowledge

Knowledge GraphsNeo4jAWS Neptune OntologiesSemantic SearchVector Databases Document IntelligenceEntity ExtractionLineage

Architecture

Composable ArchitectureMicroservicesServerless API StrategyEvent-Driven ArchitectureCloud-Native Modernization Platform Engineering

Engineering

DevSecOpsCI/CDDocker KubernetesStreaming DataAutomation ObservabilityResilienceSecurity-by-Design

Financial Domains

MortgageMultifamily LendingLoan Sourcing SecuritizationBanking RiskAML ComplianceRegulatory ReportingTreasuryBalance Sheet
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Education & Certifications

Executive MBA — Global Finance / Entrepreneurship / Change Management

George Mason University

Residency — International Business Environment

University of Oxford

MCA — Computer Science

Madurai Kamaraj University

BS — Mathematics

Madras University

Certifications AWS Certified Solutions Architect · Neo4j Certifications · LangGraph Institute Certifications · multiple Classical AI and Generative AI certifications

Let's talk architecture.

Open to conversations on governed AI reasoning systems, enterprise architecture, and where agentic AI is actually production-ready.